Bucket account (themed account)
A savings sub-account allocated to a specific goal — holidays, taxes, next car, renovation. Each bucket visually isolates an envelope of money to prevent it from being spent elsewhere. In Belgium, this typically means a second savings account or a logical sub-category.
Why It Matters
Mixing emergency savings, holiday budget and taxes in one account makes it impossible to know what you can actually spend. Ankora creates and tracks your buckets automatically from your smoothing rules.
Concrete Example
Your main savings account holds 8 500 €. Ankora buckets: Emergency 4 000 €, Car 1 500 €, Holidays 2 000 €, Taxes 1 000 €. At a glance you see what is "reserved" and what is free.