Your financial anchor.
Ankora separates your earmarked provisions from your free reserve, projects six months ahead, and lets you simulate the impact of every decision — clearly, without jargon.
- Data encrypted, hosted in the European Union
- No data selling
- FR · EN
Ankora · cockpit
Cockpit preview
Net remaining
480 €April · after provisions
Provisions
1 660 €67% of €2,480 planned
Reserve
614 €+€120 vs. March
Three principles
An honest way to talk about money.
Ankora isn't trying to sell you an investment or a card. We separate, we project, we simulate. That's it. You alone decide.
Earmarked provisions
Every reserved euro has a name: insurance, road tax, boiler maintenance. Nothing slips away without you knowing.
Free reserve
What's actually yours, after commitments. The real number — not the illusion of a gross balance.
What-if simulator
Renegotiate electricity? Switch provider? Ankora shows you the impact over 12 months before you decide.
Cashflow waterfall
From salary to net available.
At a single glance.
No more mystery about where your money goes. Every step is visible: income, daily expenses, available money. You see immediately if anything drifts.
- Income+2,466 €
- Daily expenses−1,959 €
of which 59 € smoothed into earmarked provisions
- Available money+507 €
What if you changed one thing?
Move the slider. See the impact on your free reserve, over six months. That's what Ankora does for every financial decision.
Scenario
Monthly savings
+14 €Current plan: €42/month · market: €18–28/month
Over 12 months
Ankora could route +10 €/month towards your long-term savings.
Free reserve · projection
6 months from today
- Without change
- With your choice
Demo based on average assumptions. Ankora does not provide investment advice. No bank import — you enter your expenses manually.
Frequently asked questions
- What does it cost?
- Nothing. Ankora is free, there is no paid tier, and no feature is reserved for a higher plan. That commitment is written into the terms, not just stated here.
- Is Ankora a financial advice tool?
- No. Ankora is a budgeting and financial education tool. It does not provide investment recommendations or personalised financial advice.
- Where is my data stored?
- Your data is hosted in the European Union (Supabase, EU region) with encryption at rest and strict per-user isolation via Row Level Security.
- Can I share my data?
- By default, your space is 100% private. Optional shared pockets (trips, joint projects) are coming in a future release — you'll explicitly choose what you share, and with whom.
Start with what's already yours.
Free during Phase 1, no card, GDPR export anytime. We keep it simple because it's already complicated enough.
Create my account